Decision details

The Cabinet will be asked to approve proposals to enter into an agreement with Birmingham City Council for its specialist Illegal Money Lending Team (IMLT) to investigate and institute proceedings on behalf of the Council against loan sharks operating within the Borough.

Cabinet resolved:

(i)  To delegate the Council’s enforcement functions in respect of Part III of the Consumer Credit Act 1974 to Birmingham City Council together with powers of prosecution for any matter associated with or discovered during an investigation by Birmingham City Council’s Illegal Money Lending Team, pursuant to Section 101 of the Local Government Act 1972, Regulation 7 of the Local Authority (Arrangements for Discharge of Functions) (England) Regulations 2000 and Section 13 (7) of the Local Government Act 2000; and

(ii)  To approve the Protocol for Illegal Money Lending Team Investigations as set out at Appendix A to the report, and to authorise the Corporate Director of Housing and Environment, in consultation with the Head of Legal and Democratic Services, to enter into the agreement with Birmingham City Council for its Illegal Money Lending Team to undertake the work in the Borough.